See how your next property decision could affect your entire portfolio.
Test buying, selling, renovating and loan changes before you commit. Compare the effect on equity, debt, cash flow and your long-term goals.
Free for your first 2 propertiesNo credit card requiredCancel anytime
Modelled portfolio position — 10 yr
Equity · 10 yr
$1.28m est.
IP2 positive
Yr 3 est.
Goal reached
Yr 8 est.
Modelled planning estimate based on assumptions entered.
How it works
From portfolio to plan in three steps.
- 1
Add your portfolio
Enter your properties, loans, rent and expenses to see where you currently stand.
- 2
Set your goal
Choose the passive income you want, your target timeframe and the limits you're comfortable with.
- 3
Test your next move
Model different strategies and compare their estimated effect on your portfolio over time.
What you can model
Model the decisions that can reshape your portfolio.
Buy another investment
See the estimated impact of a new purchase on your debt, equity, cash flow, LVR and future position.
Sell an existing property
See what a sale could release, which debt it could clear and the future growth and income you may give up.
Renovate
Enter the spend, the expected value uplift and the new rent, and see whether the numbers justify it.
Extend interest-only
Weigh the estimated cash-flow relief now against the higher repayments when the loan reverts.
Buy a home to live in
Model a home purchase alongside the portfolio — cash flow, total debt and your capacity to invest again.
Compare saved scenarios
Keep several versions of the plan and put them side by side instead of rebuilding a spreadsheet each time.
See it in action
One move, and the whole picture changes.
Switch between the same portfolio as it stands and with one more purchase modelled in year 2 — and watch the path, the milestones and the goal year move with it.
Two properties, no further moves modelled.
Equity · Yr 10
$980k est.
Passive income · Yr 10
$34k/yr est.
Goal reached
Not in 10 yr
Illustrative example, not a real portfolio. Every figure is a modelled planning estimate based on the assumptions entered, not a forecast.
Pricing
Start free. Upgrade when you're ready to model your next move.
Add up to two properties and see your current portfolio position and estimated ten-year path. Upgrade only when you want to build, save and compare future strategies.
Free
$0/mo
Understand where you stand.
- Up to 2 properties
- Your portfolio position — equity, debt, LVR, cash flow
- Your current path projected out to 10 years
- Borrowing power, repayment, rentvestor, refinance and flip calculators
- No card required
Investor Pro
$12/mo
Test and compare what you could do next.
- Everything in Free, with unlimited properties
- The full Strategy Builder — add and time your own moves
- Set a passive-income goal and see the year each plan reaches it
- Save scenarios and compare them side by side
- Export a Strategy Snapshot report of your plan
- Cancel anytime, no lock-in
Start on the free plan and upgrade from inside the app whenever you want to start modelling moves. Nothing is charged until you do.
Prefer it done for you
Some people want the model. Some want someone to run it with them.
Portfolio Foundations is built by Foundation First, a buyer's agency working with Australian investors and home buyers. If you'd rather have the strategy built with you than build it yourself, that's what they do.
Work with a buyer's agent
Talk it through with Foundation First
A conversation about your portfolio and what could sensibly come next — no obligation.
Book a portfolio strategy callFoundation First is a separate, done-with-you buyer's agency service with its own fees. It is not included in a Portfolio Foundations subscription.
FAQ
Common questions
Built for Australian property planning
Adjust the assumptions behind each projection and compare possible outcomes. Modelled planning estimates only — confirm lending, tax and legal matters with the relevant professional.
No. Portfolio Foundations is software for modelling planning scenarios based on the assumptions you enter. It does not provide financial, tax, legal, credit or lending advice, and the projections are estimates rather than predictions.
See where your current path could lead.
Add your properties, understand where you stand and test your next move when you're ready.
Investor Pro is $12 per month when you're ready to upgrade. Cancel anytime.